The Pricing of European Non-Performing Real Estate Loan Portfolios

Zusammenfassung Non-performing loans (NPL), commonly referred to as in arrears for at least 90 days, have continuously been characterized the top priority of European Central Bank (ECB) and continue attract central attention (ECB, 2018a,b). With outbreak debt crisis, quality banks’ assets had deteriorated a manner that, despite robust economic recovery variety regulatory efforts, NPL still today pose threat bank thrift institutions. Against this backdrop, regulator requires banks develop effective strategies reducing NPL, set up clear governance operate powerful work-out structures 2017).